Illustrative photo: Florida stucco home with palm trees. Not a property listing.

Planning a home purchase in Florida?

ShayMak’s team is based in DeWitt, Michigan. Wayne Lacy (NMLS #766456) is licensed to originate in Florida and Michigan. You can verify current licensing on NMLS Consumer Access. Call us about the property and how you plan to use it.

Wayne Lacy, ShayMak Mortgage president

Have questions? Ask Wayne.

President · NMLS #766456

Clay illustration of a home

Will this be your primary home?

A primary residence, second home and investment property can have different loan requirements. Tell us how you’ll use the home and whether you have another mortgage. We’ll explain the programs currently available for your situation.

Clay mortgage calculator illustration

Include insurance in the budget

Get current estimates for homeowners insurance, taxes and association dues. Some properties need flood insurance too. These costs can make a real difference to the monthly budget, beyond principal and interest.

Clay illustration of mortgage paperwork

Considering a condominium?

For a condominium, the lender may also review the project, association finances and insurance. Tell us about the property type early so we can explain what needs to be checked.

Clay illustration comparing loan options

Moving from another state?

Let us know about any job change, home sale or timing you’re working around. Those details can affect the documents and underwriting. We’ll talk through the loan before you arrange the move around an estimate.

Clay illustration of a conversation with a loan officer

Ask us about your property

Call to confirm current loan availability and licensing for your Florida home. The property and your plans determine which programs can be considered.

“He went above and beyond to provide a loan product which met our specific needs.”

Google

Kevin Mehigh

ShayMak Mortgage office at 114 West Main Street in DeWitt, Michigan

Visit us in DeWitt

114 W Main St, DeWitt, MI 48820

Loan approval is subject to credit, property and underwriting requirements. Some loan products may not be available in all states. Terms, rates and fees are subject to change. This website is not a commitment to lend.

Important mortgage disclosures

Payment estimates

Calculators are educational tools. Results use your inputs and assumptions and are not a rate quote, Loan Estimate, preapproval or guarantee. Actual payments and costs may differ. Include taxes, insurance, mortgage insurance and association dues where applicable.

Refinancing and home equity

Refinancing can involve closing costs and may increase total interest or extend repayment. A lower monthly payment does not necessarily mean a lower total cost. Compare the proposed terms with your existing loan. Borrowing against your home puts your home at risk if you cannot repay.

Application and account access

Apply now and Sign in lead to ShayMak’s existing external application portal. Review that portal’s privacy policy and terms before submitting personal or financial information. An application does not guarantee approval or a specific rate.

Company and licensing

ShayMak Mortgage, LLC. NMLS #1989312. Equal Housing Opportunity. Review current company and individual licensing information through NMLS Consumer Access. Program eligibility and availability depend on your situation and location.

ShayMak Mortgage home

114 W Main Street, DeWitt, MI 48820

Equal Housing Opportunity

ShayMak Mortgage, LLC · NMLS #1989312

Equal Housing Opportunity

Verify on NMLS Consumer Access

Licensed to originate in Michigan and Florida. Some loan products may not be available in all states. Terms, rates and fees are subject to change.

ShayMak

ShayMak

ShayMak

MORTGAGE

MORTGAGE

MORTGAGE

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