
LEARN
Make sense of your mortgage.
Wondering about preapproval, down payments or closing costs? Start with the guides below. Call us when you want to talk about your own situation.

Start with the question on your mind.
Choose a topic to narrow the options.

Homebuying
Mortgage closing costs in Michigan: what to review
Your down payment isn’t the whole amount due at closing. Here’s how to read the costs and prepare for signing.

Homebuying
Michigan down payment assistance: questions to ask
Help with the upfront cost of a home can come with repayment conditions. Know what the assistance covers and what you still owe.

Homebuying
Mortgage preapproval checklist: what to prepare
What to gather, what to ask and what a preapproval letter means when you’re getting ready to buy.

Homebuying
Preapproval vs. prequalification: what changes?
The letter’s name doesn’t tell you everything. Find out what the lender has checked and what still needs approval.

Local & moving
Planning a move to Greater Lansing
Choosing where to live is personal. Start with your daily life, then work out the cost of the home you’re considering.

Local & moving
Five ways to prepare your home for buyers
A few practical ways to make your home easier to view, while getting the financing for your next move in order.

Refinancing
When might refinancing make sense?
A lower payment is only part of the comparison. Check the new fees, balance and repayment term before making the change.

Loan programs
USDA loans: check the address and household rules
For a USDA loan, the address and household requirements both matter. Here’s what to check before counting on the program.

Loan programs
A practical guide to conventional home loans
Understand the down payment, mortgage insurance and term before deciding whether a conventional loan works for you.

Loan programs
Understanding your VA home loan benefit
Find out how your VA benefit, entitlement and closing costs apply to the home you want to buy.
Start with the mortgage basics
“I appreciate his patience with me explaining in detail what was needed and how to submit it.”
Laury Heinig

Still have a question?
You don’t have to find every answer in a guide. Call the team and ask what you’d like to know.
Talk to us
What to expect when you call
Your questions answered by a local loan officer
Options compared using your own numbers
A clear next step, with no obligation to apply
(517) 580-5050
114 W Main St, DeWitt
Loan approval is subject to credit, property and underwriting requirements. Some loan products may not be available in all states. Terms, rates and fees are subject to change. This website is not a commitment to lend.
Important mortgage disclosures
Payment estimates
Calculators are educational tools. Results use your inputs and assumptions and are not a rate quote, Loan Estimate, preapproval or guarantee. Actual payments and costs may differ. Include taxes, insurance, mortgage insurance and association dues where applicable.
Refinancing and home equity
Refinancing can involve closing costs and may increase total interest or extend repayment. A lower monthly payment does not necessarily mean a lower total cost. Compare the proposed terms with your existing loan. Borrowing against your home puts your home at risk if you cannot repay.
Application and account access
Apply now and Sign in lead to ShayMak’s existing external application portal. Review that portal’s privacy policy and terms before submitting personal or financial information. An application does not guarantee approval or a specific rate.
Company and licensing
ShayMak Mortgage, LLC. NMLS #1989312. Equal Housing Opportunity. Review current company and individual licensing information through NMLS Consumer Access. Program eligibility and availability depend on your situation and location.


