01
Eligibility
Your Certificate of Eligibility helps confirm whether you can use the VA benefit.
Your Certificate of Eligibility helps confirm whether you can use the VA benefit.
LOAN OPTIONS / VA
Let’s talk about your VA home loan.
Your service may make you eligible for a VA-backed loan. We’ll help you understand your benefit, the Certificate of Eligibility and the costs of buying or refinancing.
Understand your VA benefit
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Eligibility
02
Upfront costs
03
Full monthly payment
VA home loans
01 · Check your eligibility
VA-backed loans are for eligible veterans, service members and surviving spouses. Your Certificate of Eligibility and available entitlement are part of the review. We’ll also look at your income, credit and plans for the property.
02 · Separate benefits from costs
An eligible VA purchase loan may need no down payment and has no monthly mortgage insurance. A funding fee can apply unless you’re exempt. You may still need money for closing costs.
03 · Review any existing VA loan
Already have a VA loan? Tell us before applying. We’ll explain how your existing loan and entitlement affect the options. The property and application still need to meet the loan requirements.
See it with your numbers
Try a price and down payment. Add the rate from your quote to see principal and interest.
- Down payment
- 10.0%
- Loan amount
- $270,000
- Principal and interest, 30 years
- Add your rate
Before taxes, insurance and mortgage insurance. Not a quote or a commitment to lend.
Open the full calculator
Before you call
Tick off what you have. You can start without all of it.
“He went above and beyond to provide a loan product which met our specific needs.”
Kevin Mehigh
Common questions
Still wondering about something? Call (517) 580‑5050 and we’ll walk through it with you.
Have questions about your VA benefit?
Call us about your eligibility, an existing VA loan or a home you’re considering. We’ll explain what to have ready.
Talk to us
What to expect when you call
Your questions answered by a local loan officer
Options compared using your own numbers
A clear next step, with no obligation to apply
(517) 580-5050
114 W Main St, DeWitt
Loan approval is subject to credit, property and underwriting requirements. Some loan products may not be available in all states. Terms, rates and fees are subject to change. This website is not a commitment to lend.
Important mortgage disclosures
Payment estimates
Calculators are educational tools. Results use your inputs and assumptions and are not a rate quote, Loan Estimate, preapproval or guarantee. Actual payments and costs may differ. Include taxes, insurance, mortgage insurance and association dues where applicable.
Refinancing and home equity
Refinancing can involve closing costs and may increase total interest or extend repayment. A lower monthly payment does not necessarily mean a lower total cost. Compare the proposed terms with your existing loan. Borrowing against your home puts your home at risk if you cannot repay.
Application and account access
Apply now and Sign in lead to ShayMak’s existing external application portal. Review that portal’s privacy policy and terms before submitting personal or financial information. An application does not guarantee approval or a specific rate.
Company and licensing
ShayMak Mortgage, LLC. NMLS #1989312. Equal Housing Opportunity. Review current company and individual licensing information through NMLS Consumer Access. Program eligibility and availability depend on your situation and location.