01
Loan size
Compare your expected loan amount with the current conforming limit for the property.
Compare your expected loan amount with the current conforming limit for the property.
LOAN OPTIONS / JUMBO
A larger home loan needs a closer look.
If you need to borrow above the conforming limit for the property, ask us about a jumbo mortgage. We’ll go through the down payment, income documents and reserves.
Plan for a larger home loan
01
Loan size
02
Documentation
03
Cost comparison
Jumbo home loans
01 · Check the county loan limit
A jumbo mortgage is generally a loan above the applicable conforming limit. That limit depends on the property location and number of units. We’ll check the home and loan amount before comparing options.
02 · Plan for cash and reserves
Jumbo requirements vary by lender and program. We’ll look at the down payment, reserves and total payment, then explain how a different term or loan amount changes the choices.
03 · Prepare your income records
Income and savings documentation can be more detailed for a jumbo loan. Tell us about self-employment, commissions or other variable income early so we can explain what’s needed.
See it with your numbers
Try a price and down payment. Add the rate from your quote to see principal and interest.
- Down payment
- 10.0%
- Loan amount
- $270,000
- Principal and interest, 30 years
- Add your rate
Before taxes, insurance and mortgage insurance. Not a quote or a commitment to lend.
Open the full calculator
Before you call
Tick off what you have. You can start without all of it.
“He is very knowledgeable, down to earth, and easy to talk to.”
Cole Whitehouse
Common questions
Still wondering about something? Call (517) 580‑5050 and we’ll walk through it with you.
Tell us about the home and loan amount.
Have a price and down payment in mind? Call us to discuss jumbo financing and the documents we’d need to review.
Talk to us
What to expect when you call
Your questions answered by a local loan officer
Options compared using your own numbers
A clear next step, with no obligation to apply
(517) 580-5050
114 W Main St, DeWitt
Loan approval is subject to credit, property and underwriting requirements. Some loan products may not be available in all states. Terms, rates and fees are subject to change. This website is not a commitment to lend.
Important mortgage disclosures
Payment estimates
Calculators are educational tools. Results use your inputs and assumptions and are not a rate quote, Loan Estimate, preapproval or guarantee. Actual payments and costs may differ. Include taxes, insurance, mortgage insurance and association dues where applicable.
Refinancing and home equity
Refinancing can involve closing costs and may increase total interest or extend repayment. A lower monthly payment does not necessarily mean a lower total cost. Compare the proposed terms with your existing loan. Borrowing against your home puts your home at risk if you cannot repay.
Application and account access
Apply now and Sign in lead to ShayMak’s existing external application portal. Review that portal’s privacy policy and terms before submitting personal or financial information. An application does not guarantee approval or a specific rate.
Company and licensing
ShayMak Mortgage, LLC. NMLS #1989312. Equal Housing Opportunity. Review current company and individual licensing information through NMLS Consumer Access. Program eligibility and availability depend on your situation and location.